About KnowWiser

KnowWiser publishes free financial calculators and clear, practical guides to everyday money questions. Our goal is simple: give you the fastest correct answer, show our work, and never waste your time.

What we cover

How we work

Every guide is researched against primary sources, written in plain English, and reviewed for accuracy before publishing. We date each page and update it when rules, rates, or steps change. See our editorial policy for details.

Our team

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S. K. Singh — Co-founder & Editor

S. K. Singh co-founded KnowWiser and edits what it publishes. After a long career in sales leadership at multinational companies, he now writes about consumer technology and where tech meets money.

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Maya — Personal Finance Writer

Maya is a retired chartered accountant who now writes about US personal finance for KnowWiser — credit, debt, budgeting and retirement — helping people sort out the everyday money decisions she spent a career advising on.

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Matthews — Insurance & Big-Purchase Writer

Matthews spent years working in insurance and now writes about the big, infrequent money decisions — insurance and large purchases — where the cost of getting it wrong is highest. A single dad in New York and a full-time dog walker.

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KnowWiser Editorial Team — Research & Fact-Checking

Researched guides and comparisons produced and fact-checked by the KnowWiser editorial team, checked against primary sources and dated.

A note on advice

We provide educational information, not personalized financial, legal, or tax advice. For decisions about your specific situation, consult a qualified professional.

Questions or corrections? Contact us. Follow along on Instagram @knowwiser for bite-size versions of our guides.